The Architects
This blog is written by Gary Brooks, CFP, Allyn Hughes, CFP, and Nancy Jones, CFP, the partners of Brooks, Hughes & Jones.
Reach us for comment or question at 253.534.8888 or info@BHJadvisors.com. Thank you for reading.
www.BHJadvisors.com
Category Archives: Financial planning tips
Alaska Trusts, LLCs offer better risk protection
Alan Macpherson is a Tacoma estate planning attorney with Gordon Thomas Honeywell. We have enjoyed working with him on estate and business planning issues for a few mutual clients. Macpherson recently shared with us a couple of opportunities to provide an … Continue reading
Think twice before shifting to ‘safe’ investments
Gary Brooks’s monthly column in The News Tribune was published today. http://www.thenewstribune.com/2010/06/18/1231727/think-twice-before-shifting-to.html It examines perceived safety of bonds and gold as choices to manage investment risk. Two notes you might find hard to believe: Since 1945, government bonds have had … Continue reading
Successful Tendencies of Brain-Damaged Investors
I read some interesting research findings today in market commentary from a mutual fund firm, O’Shaughnessy Asset Management. Behavioral finance research is a growing topic on college campuses. Much of this work can help us understand decision making when risk … Continue reading
Coming Tax Changes Create Incentive to Act Now
Most of us prefer to think about taxes only once per year. However, with significant changes coming in 2011, tax considerations of financial planning and investment management will be prominent for the remainder of 2010. Taxes on income, capital gains … Continue reading
Posted in Financial planning tips, Investment insight
Tagged 2010, 2011, capital gains tax, concentrated position, cost basis, diversify, dividend income tax, dividends, Financial planning tips, income taxes, increased taxes, investments, IRA, ira distribution, IRS, stock, tax changes, taxes
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Deciding When to Start Social Security
The decision about when to start receiving Social Security benefits is, for many people, the single biggest factor in determining financial security in retirement. Alicia Munnell and her team at the Center for Retirement Research at Boston College have produced … Continue reading
Managing Risk; The Most Important Part of the Plan
Each of us thinks about the risks that we take in our own way. Some people have no difficulty taking risk in their personal lives but are more risk averse in their financial decisions. Others are just the opposite. We … Continue reading
Protect Your Greatest Asset—Your Income
May is National Disability Insurance Awareness Month. Myths and assumptions about the need, or lack thereof, for disability insurance make it critical that more awareness is developed to understand the potential risk of losing your income. Your ability to earn … Continue reading
Do you know what to do if you inherit an IRA?
After a couple month break while The News Tribune welcomed a new Business Editor, my monthly column returned today. It details best practices for inherited IRAs. There are some common flaws that keep people from getting the most out of … Continue reading
Posted in Financial planning tips
Tagged distribution, gary brooks, inherit, inherited, investments, IRA, News Tribune, retirement account, Roth, spouse, taxes
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How to Avoid the 5 Big Investing & Asset Protection Pitfalls of Small Business Owners
Many small business owners demonstrate five important traits that often make them successful entrepreneurs but lower their chances of achieving their retirement goals: Risk #1 – Reinvestment Because their financial future is often directly related to the value of their … Continue reading
Companies stockpile cash, debate how to spend it
Multiple stories recently have detailed how companies are sitting on cash surplus positions significantly larger than average. You can bet that there are a lot of discussions going on between company executives and their boards of directors about what to … Continue reading
Posted in Financial planning tips
Tagged acquisition, cash, company, dividend, merger, stock
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