Category Archives: Investments

Thoughts to help you make better investment management decisions.

Understanding high-frequency trading

There has been a lot of talk in the industry over the past few months about high frequency trading and whether it is the cause of markets being more volatile than usual. Liz Ann Sonders, Schwab’s Chief Investment Strategist, provides … Continue reading

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High-yield bonds may not be junk

High-yield corporate bonds have built a big edge in income yield over Treasury bonds over the past few months. Some people prefer the perceived safety of Treasury bonds and accept the lower income stream (even if it means a negative … Continue reading

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Why choose a Registered Investment Advisor instead of a broker?

Visit riastandsforyou.com to discover the difference of working with an independent Registered Investment Advisor. RIA firms accept a fiduciary standard to act in your best interest. A Registered Investment Advisor (RIA) is a professional advisory firm that offers personalized financial advice … Continue reading

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European debt crisis presents difficult challenges

The government debt situation in Europe has been the largest driver of market volatility over the past two months. Concern continues to grow that select European countries are close to defaulting on their loans. European banks may have catastrophic exposure … Continue reading

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Bonds less incredible than you think

Here is Gary Brooks’s column from the October 5 Tacoma News Tribune.

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What we look for when picking a mutual fund

In theory, picking a good mutual fund should be easy. Just find a fund with an experienced portfolio manager who has consistently outperformed the fund’s relevant benchmark and buy some shares. Then repeat in each portion of the market so … Continue reading

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Stock performance often overcomes credit rating

The recent Standard & Poor’s downgrade of the United States credit rating probably drew more negative sentiment than it deserved considering that the reasons for the downgrade weren’t exactly a surprise. Dr. Bob Froehlich, Chief Investment Strategist at The Hartford, … Continue reading

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How much do you need to save to replace your salary in retirement?

A prominent debate in the financial advisor industry examines what is a safe withdrawal rate from a retired person’s investment portfolio. It’s not quite consensus, but it is generally considered that you can withdraw 4% of the value of a … Continue reading

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